Our Solutions


Property All Risk
This policy covers your home, its contents, your office, shop, warehouse, and manufacturing unit against damage, loss, or destruction due to fire, lightning, natural disasters, explosion, impact damage, burglary, etc. 

Protection is offered for industrial and commercial risks including large shopping complexes against a variety of losses.

Business Interruption
This policy provides cover for loss of profit due to interruption of business following damage due to fire and allied perils.

Householder’s Cover
Whether you are a landlord, a tenant, or a property owner, our Householder Policy provides cover for private residences on behalf of the owners and tenants.


Contractors All Risk (CAR)
This policy provides an ‘all risk’ cover for the accidental physical loss or damage in respect of the contract works, during the execution of a civil project.

Erection All Risks (EAR)
This policy provides coverage for the erection of mechanical and electrical plants. The interest of suppliers, manufacturers, contractors, and subcontractors can be included in the policy. The policy covers risks associated with storage, assembly/ erection, and testing of plant and machinery.

Machinery Breakdown
This policy provides cover for all kinds of plants and machinery, to cover the cost of repairs or replacement of damaged parts as a result of unforeseen and sudden physical damages. The cover affords protection to the insured machinery whilst at work or rest and when they are being dismantled for cleaning, inspection, and overhauling, or removal to another position or in the course of their operations.

Electronic Equipment
This is a specially designed policy that covers accidental loss or damage to electronic equipment. Additional coverage under this policy can be Data Media (material damage and loss of information suffered by external data media magnetic disks, magnetic tapes, magnetic cards, etc.).


This policy protects cargo sent by sea, air, and land transit. Transported anywhere in the world against various risks including loss or damage.

Private Pleasure Boats & Yachts
This policy provides cover against comprehensive risks for pleasure yachts & crafts and protects the insured’s vessel against all sea perils including liabilities towards third parties.


Public Liability
This policy protects the policyholder in respect of their legal liability, for accidental bodily injury or property damage to members of the public which arises out of the business activities due to the fault or negligence of the policyholder or their employees.

Products Liability
This policy provides coverage to manufacturers and suppliers against legal liability towards third parties for property damage and injuries or illness or death caused by or arising from any goods manufactured, sold, supplied, delivered, installed, erected, repaired, tested, treated, or altered by the policyholder.

Workmen’s Compensation
This policy protects the policyholder against all sums for which the policyholder will be liable to pay as compensation to any employee in their immediate service due to an accident arising out of and in the course of their employment.

Employer’s Liability
This policy protects the employers who are legally liable for claims made by employees or their dependents in the event of the death of the employee, suffering bodily injury, or disease caused due to negligence of the employer, or not providing competent staff and proper premises or plant & machinery along with safety or proper system of working, and or negligence of employer’s fellow employees, etc.

General Accident

Personal Accident
This policy provides protection against death or disability caused due to an accident. In case of death due to an accident, the policy pays out a lump sum amount to the nominee of the policyholder 

This policy covers cash and other negotiable instruments against unforeseen losses during transit or whilst kept in office safes. This policy is ideal for commercial establishments where sizeable cash transactions are routine.

Professional Indemnity
This policy suits professionals such as architects, engineers, lawyers, doctors, and consultants. It covers legal liability arising from professional negligence of the Insured. Professional Indemnity provides cover for costs and expenses in defending the case in a court of law.

Fidelity Guarantee
This policy protects the Insured from loss of money or goods sustained because of the act(s) of forgery, embezzlement, larceny, and/or fraudulent conversion committed by any of the insured’s employee(s) in the course of their duties as specified in the policy.

Jeweller’s Block
The policy covers risks of direct physical loss, damage, or theft to the stock of gold and jewelry. Also, the policy can be extended to cover while in transit away from the premises, if required. Furthermore, the cover may be enhanced to protect general business content, plate glass, building, exhibitions/shows, and loss of profits due to fire and allied perils.


We offer a full range of Motor insurance products fitting all your needs while providing excellent service and quality.

Comprehensive Cover
Our comprehensive insurance policy protects the insurer, passenger, and vehicle from car loss, damage, theft, natural calamities, personal injury, or death. It also extends protections for personal injury and or property damage under third-party liability.

Third-Party Cover
This policy provides protection for the damages to the other vehicle(s) involved in an accident. It also covers injuries or death or damages to third parties and property.


We offer an array of health and wellness insurance programs to keep employees and their families protected and covered against medical risk.

Group Medical
This product range can cater to families, SMEs & large corporates. You can select your cover from pre-underwritten plans or request a custom-made plan.

Individual Medical
We also cater to individuals; you can select your cover from the existing plans or request a custom-made plan.

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Group Life

This policy is for those corporate entities seeking maximum protection for their employees. The cover is offered to groups with a minimum of 10 employees and above to cover natural or accidental death and total or partial disability. Accidental medical expenses and repatriation expenses can be included to add value to the package. It provides 24/7 worldwide cover depending on the benefits selected.